Your First Apartment
Starts in 100 Level.
FirstKey is the automated housing savings plan built exclusively for Nigerian undergraduates. Save small, grow big, move in on your own terms.
Vault Balance
₦312,500
of ₦500,000 goal
₦18,400
Interest
₦1,500
Weekly
284
Days left
5,000+
Students saving
12%
Annual yield
₦2.3B
Total saved
4 mins
To activate
FirstKey activated
Saving ₦1,500 · every week · 4 years
Rent hits different
when you're a student.
Every year, thousands of Nigerian undergraduates scramble for accommodation — competing for hostels, depending on parents, or ending up in unsafe housing because they couldn't afford their first rent deposit.
₦350,000 first-year rent shock for most Nigerian cities
72% of students rely entirely on parents for accommodation
Many settle for unsafe housing because they can't afford better
FirstKey students arrive at graduation with funds already ready
Four steps to your first apartment
The whole thing takes 4 minutes to set up. The rest is automatic.
Pick your level
Tell us your academic level. We calculate your ideal savings window — from 100L's 4 years to 500L's 6 months.
Set your target
Choose how much you want to save. Browse average rent prices by city so you know exactly what to aim for.
Automate your savings
Pick daily, weekly, or monthly. We auto-debit from your Leadsage wallet so you never have to think about it.
Move in with your key
When graduation comes, your vault unlocks. Use your savings — plus 12% annual interest — to secure your apartment.
What your savings could look like
Based on weekly savings at 12% p.a. compound interest.
100L Student
4 years savings window
Total at graduation
₦631,000+
200L Student
3 years savings window
Total at graduation
₦472,000+
300L Student
2 years savings window
Total at graduation
₦392,000+
* Estimates based on consistent weekly contributions and 12% p.a. monthly compounding. Actual results may vary.
Everything a student saver needs
12% Annual Yield
Your savings grow automatically every month. That's money working for you while you focus on your studies.
Vault-Protected Funds
Your FirstKey balance lives in a dedicated Anchor vault account — completely separate from your spending money.
Flexible Frequency
Daily ₦200, weekly ₦1,500, or monthly ₦6,000. Set the pace that matches your pocket.
City-Smart Targets
We know Yaba, Lekki, Sango, and Ife rental markets. Your target is grounded in real housing data.
Full Transparency
Watch every naira grow in real time. Transaction history, interest earned, days left — all in your dashboard.
Top Up Anytime
Got extra cash from a gig or family? Top up your vault instantly with card, bank transfer, or wallet.
From 100L to Keys in Hand
Your 4-year journey with FirstKey
Activate FirstKey
Set ₦1,500/week · Lock 4 years
Savings growing
₦78,000 saved + interest
Halfway there
₦187,000 saved + interest
Almost at target
₦320,000 saved + interest
Vault unlocks
₦500,000+ ready to use
Students who started early
Tolu A.
UNILAG · 300L
I started at 100L with just ₦1,000/week. I now have over ₦180,000 saved and I haven't even felt it. This thing is real.
Chidi O.
UNIBEN · 400L
My parents couldn't fund my off-campus move. FirstKey gave me a plan. Now I'm one semester away from my own apartment. 🔑
Aisha M.
ABU Zaria · 200L
The automated savings is what sold me. I set it on Monday and forgot about it. My balance surprised me when I checked three months later.
Common questions
Q.Can I withdraw before graduation?
You can break your plan anytime. Your full principal plus all interest earned will be returned to your Leadsage wallet immediately. No penalties — we just hope you won't need to.
Q.What if I don't have money some weeks?
Auto-debits only run if your wallet has sufficient funds. You can also pause your plan, change your frequency, or lower your contribution amount from settings at any time.
Q.Is my money safe?
Yes. Your funds are held in a dedicated deposit account powered by Anchor (a CBN-licensed infrastructure provider). They are completely separate from any other funds — no risk of spending them accidentally.
Q.How is the 12% interest calculated?
Interest is accrued monthly at 1% of your current balance (12% per annum). It compounds monthly, meaning last month's interest earns interest too. You can watch it grow in your dashboard.
Q.What cities can I rent in after saving?
FirstKey is designed for any Nigerian city. Many of our early students are targeting Yaba, Sango-Ota, Ife, Akoka, Nsukka, and Enugu — wherever your school and life takes you.
The best time to start
was your first semester.
The second best time is today. Every week you wait is a week your money could have been earning 12% interest toward your first apartment.
Free to activate · No hidden charges · Cancel anytime